My Favorite Credit Card Is Boring. Hear Me Out

I have 12 credit cards, but my favorite is one of my most boring cards.  As a personal finance journalist who has a healthy-ish obsession with credit cards, most of my cards have a specific role to play in my spending strategy. I’ve got cards for dining out, a card for rotating cash back categories, and cards for regular retail purchases.  But not all of my purchases perfectly track to a given credit card in…

Personal Finance

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Perks Of Holiday Shopping With Amazon Prime Rewards Visa Card

Key takeaways The Prime Visa is a popular card option for online shopping due to its exceptional rewards rates and consumer protections. Individuals who sign up for the Prime Visa can earn a gift card right off the bat, plus 5 percent cash back at Amazon.com, Whole Foods Market and…

Dept Managment

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Is Your Budget Ready for Higher Mortgage Rates?

Is Your Budget Ready for Higher Mortgage Rates?Tips to prepare your personal budget for increased housing costs By Carmen Chan If you’re a Canadian homeowner, you might be wondering if your budget is ready for higher mortgage rates. If the idea of renewing your mortgage has you stressed, you’re certainly…

Business

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Documents Needed To Apply For An Unsecured Business Loan

gradyreese/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Unsecured loans don’t require collateral but still have an underwriting process and documentation requirements You should have business documents on hand, like a current balance sheet and tax returns You’ll also need proof of identity and personal tax returns Information about…

Investing

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