Retirement

Many Americans are looking for ways to stretch their savings and retire on a budget without compromising their quality of…

Changing the beneficiary of a 401(k) plan can involve specific requirements, particularly when it comes to spousal consent. In many…

Under the Department of Labor’s rules, employers must deposit employee deferrals into 401(k) plans as soon as administratively feasible, typically…

401(k) disclosures provide detailed information about the fees and expenses associated with your retirement plan. The costs associated with a…

A spouse beneficiary is the person who will inherit a 401(k) account if the account holder passes away. The rules…

The only way to avoid Medicare premium penalties is to enroll in a timely manner. Medicare charges a penalty for…

Relying solely on Social Security for your retirement income can be a risky proposition. While Social Security provides an essential…

Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…

Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals in retirement are tax-free.…

Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement savings. Contributions to a 401(k)…