Newsletter Thursday, November 14

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  • Four Delta credit cards offer a companion certificate each year on your account renewal anniversary
  • Delta companion certificates are essentially a buy-one-get-one coupon for domestic flights.
  • When you book yourself a round-trip ticket, bring a companion for just the cost of taxes and fees.

Delta credit cards come with great perks for Delta flyers, like free checked bags and priority boarding on Delta flights, airport lounge access, and discounts on certain inflight purchases.

One of the most valuable Delta benefits is the ability to bring a friend or family member with you for just the cost of taxes and fees. This benefit comes in the form of an annual companion certificate — and four co-branded Amex Delta credit cards offer it:

  • Delta SkyMiles® Platinum American Express Card
  • Delta SkyMiles® Platinum Business American Express Card 
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card

It’s possible to get a lot of value from each of these bonuses — read our post on how to earn and redeem Delta miles for tips.

You’ll earn a companion certificate after your first year of holding one of these cards, then receive another one each year that you renew your card membership. Depending on how you use your companion benefit, you could save hundreds — or even thousands — of dollars each year.

You can easily offset your credit card’s annual fee if you take full advantage of this certificate each year. For example, the Delta SkyMiles® Reserve American Express Card charges a $650 annual fee.

The amount you save will depend on the amount you spend. If you book a $1,000 seat for yourself, you can bring a friend for just the cost of taxes and fees, saving nearly $1,000. If you and a travel buddy wanted to fly from Atlanta to Seattle in business class, for example you might pay $1,500 per ticket. But with the companion certificate, you could buy one ticket and bring your buddy along for just the cost of taxes and fees — effectively cutting your price per ticket in half.

This certificate can be particularly beneficial for travelers who are purchasing travel for work on their own dime, then filing for reimbursement later on. 

Delta credit cards offer different companion certificates

Delta SkyMiles® Platinum American Express Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.3/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn 3x Miles on Delta purchases made directly with Delta. Earn 3x Miles at hotels when purchase made directly with the hotel. Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on groceries at U.S supermarkets. Earn 1X Miles on all other purchases.


Regular APR

20.99% – 29.99% Variable


Recommended Credit

Good to Excellent

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns bonus miles at restaurants worldwide and U.S. supermarkets
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual companion certificate can help you recoup most, if not all, of the annual fee
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You get a free checked bag and priority boarding on Delta flights
Cons

  • con icon Two crossed lines that form an ‘X’. High annual fee


Product Details

  • Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
  • Enjoy your first checked bag free on Delta flights.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Delta SkyMiles® Platinum American Express Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Terms Apply.

Delta SkyMiles® Reserve American Express Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.1/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn 3x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.


Regular APR

20.99% – 29.99% Variable


Recommended Credit

Good to Excellent

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual companion certificate benefit, which is valid for domestic first class and Comfort+ as well as the main cabin
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Access to Delta Sky Clubs and American Express Centurion Lounges when you’re flying Delta
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 3x miles on Delta purchases
Cons

  • con icon Two crossed lines that form an ‘X’. Very high annual fee
  • con icon Two crossed lines that form an ‘X’. Doesn’t offer bonus miles on non-Delta purchases


Product Details

  • Earn 95,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy complimentary access to the Delta Sky Club® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Terms Apply.

Delta SkyMiles® Platinum Business American Express Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn 3x Miles on Delta purchases made directly with Delta. Earn 1.5x Miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more, on up to $100,000 per calendar year. Earn 1x Miles on all other purchases.


Regular APR

20.99% – 29.99% Variable

Limited Time Offer: Earn 95,000 bonus miles


Recommended Credit

Good to Excellent

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual companion certificate benefit helps you recoup the annual fee
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Application fee credit of up to $85 for TSA PreCheck and up to $100 for Global Entry
Cons

  • con icon Two crossed lines that form an ‘X’. Doesn’t earn bonus miles on everyday purchase categories like dining and office supply stores


Product Details

  • Limited Time Offer: Earn 95,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/17.
  • Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Terms and limitations apply.

Delta SkyMiles® Reserve Business American Express Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.1/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn 3x miles on eligible Delta purchases. Earn 1.5x miles on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after you spend $150,000 on your card in a calendar year. Earn 1x miles on all other purchases.


Regular APR

20.99% – 29.99% Variable


Recommended Credit

Good to Excellent

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual companion certificate that works in first class
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Access to Delta Sky Club and American Express Centurion Lounges when you’re flying Delta (Effective 2/1/25, Reserve card members will receive 15 visits per year to the Delta Sky Club and must spend $75,000 or more in total eligible purchases on the card to earn an unlimited number of visits each year going forward)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 3x miles on eligible Delta purchases
Cons

  • con icon Two crossed lines that form an ‘X’. Very high annual fee
  • con icon Two crossed lines that form an ‘X’. No bonus miles on non-Delta purchases


Product Details

  • Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/17.
  • Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
  • Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Pay no foreign transaction fees when you travel overseas.
  • Terms and limitations apply.

The companion certificate is essentially a buy-one-get-one coupon. You’ll only pay for the taxes and fees of your companion when flying Delta, Delta Connection, and Delta Shuttle flights.

Depending on which card you have, you can use the certificate for travel in economy, or in any class:

  • Delta SkyMiles® Platinum American Express Card: Companion Certificate valid for domestic, Caribbean, or Central American travel in Main Cabin ($350 annual fee)
  • Delta SkyMiles® Platinum Business American Express Card: Companion Certificate valid for domestic, Caribbean, or Central American travel in Main Cabin ($350 annual fee)
  • Delta SkyMiles® Reserve American Express Card: Companion Certificate valid for domestic, Caribbean, or Central American travel in Main Cabin, Delta Comfort+, or First Class ($650 annual fee)
  • Delta SkyMiles® Reserve Business American Express Card: Companion Certificate valid for domestic, Caribbean, or Central American travel in Main Cabin, Delta Comfort+, or First Class ($650 annual fee)

As you can see, both Delta Reserve credit cards demand a significantly higher fee because they also offer Delta Sky Club access and Amex Centurion lounge access when you’re flying Delta. Reserve card members receive 15 Delta Sky Club visits per year, and can earn unlimited visits each year if they spend $75,000 or more on the card on eligible purchases within the prior calendar year.

If you’re not sure which of these cards is best for you, check out our comparison of the Delta Platinum and Reserve cards to help decide.

You can’t fly just anywhere with a Delta companion certificate

Delta companion certificates can only be booked via Delta’s certificate redemption page, and have limitations on where you go, what fare class you book, and which carriers you can travel with.

Here’s what you should know: 

Companion certificates are limited to the U.S., Caribbean, Mexico, and Central America

As of February 2024, Delta companion certificates are valid for round-trip flights to all 50 states, Puerto Rico, the U.S. Virgin Islands, Mexico, Antigua, Aruba, Bermuda, Bonaire, Grand Cayman, Cuba, Jamaica, Bahamas, Turks and Caicos, Dominican Republic, Saint Kitts, St. Maarten, St. Lucia, Costa Rica, Belize, Guatemala, Panama, Honduras, and El Salvador.

Most companion certificate fares require an advance purchase of up to 14 days, for round-trip travel with a minimum of three days and a maximum of 30 days. 

Travelers are eligible for upgrades, based on the highest level of elite status held between both travelers.

Delta companion certificates only work for Delta-operated flights in select fare classes

Holding a companion certificate doesn’t mean you can book any flight within the contiguous U.S. You can only purchase flights on Delta, Delta Connection, and Delta Shuttle flights.

You must also pay attention to the specific “fare class” of each cabin. Fare classes are letters airlines use to categorize each seat on the plane that determine qualities such as price, ticket flexibility, eligibility for upgrades, and more.

The following fare classes are eligible for Delta companion certificate travel:

  • Main Cabin (Economy): L, U, T, X, and V fares
  • Comfort+: W and S fares, but only when L, U, T, X, and V fares are available in Main Cabin (Delta Reserve cards only)
  • Delta Premium Select: A and G fares
  • First Class: I and Z fares (Delta Reserve cards only)

The permitted economy fare classes cover most of the cheaper and mid-priced coach fares, as well as some pricier ones. You shouldn’t have much trouble finding eligible flights in economy class as long as you’re booking at least one month in advance.

You must use your eligible Delta credit card to pay for companion certificate travel

When reserving a companion certificate, you must book with your Delta Platinum or Delta Reserve credit card to activate the benefit. You must also book both seats at the same time. However, you can use Delta eCredits toward companion certificate travel, if you have them. 

You can’t combine any web-special fares or eCoupons with your payment method. Also, you cannot use Delta miles in tandem with a Delta companion certificate. You must purchase your fare with your eligible card to qualify.

Bottom line

The Delta companion certificate can be one of the most valuable ongoing credit card benefits in the travel credit card world — but only if you can use it, and know how to do so effectively. 

Read the full article here

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