Loans

eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and by extension their credit score…

Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…

Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…

Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…

Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…

Hinterhaus Productions/Getty Images Key takeaways LightStream personal loans are better for borrowers with strong credit who want to find the…

dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…

Key takeaways When applying for a personal loan, you must provide personal and financial information, including proof of identity, income…

Buy now, pay later (BNPL) apps and products quickly jumped on to the consumer lending scene and, within a few…

Nazar Rybak/ Getty Images With around half of Gen Z (ages 18-27) and millennial (ages 28-43) Americans — 51 percent…